What's
a good credit score? When people ask this question, the major ideas
they have in their mind are on how to manage their credit cards so
that the debt does not get out of hand, pay their bank loan and
mortgages on time and clear up their phone bills. You may be thinking
that the only headache you have for what's a good credit score
strategy is to apply for the best credit card for good credit. Well,
that is part of it and that is important but there are also other
avenues other than the best credit card for good credit;
Take
back those library books on time –
An overdue library book attracts extra charges and if these charges
go unpaid for a long time, well, you have no one to blame for what's
a good credit score if yours is messed up. You won’t be around to
take back a book? Don’t take the book or better still take in back
before its return date.
Do
not close any of your accounts –
the thought of closing an account is rather inviting especially when
you have cleared any debt associated with the account. Wait a minute!
If your account is not in arrears, it means it has earned you a good
credit report. The best credit card for good credit is one you can
clear and be free to close the account, only that you should not.
Pay
your traffic tickets -
what's
a good credit score
is a reflection of how you handle all manner of financial
obligations. The issue with traffic tickets is that if it is left
unpaid for a long time, it is forwarded to a collections team which
will not only try to retrieve it but also report it to credit
bureaus.
Have
some balance on your credit card –
most people are on the lookout for the best credit card for good
credit because they are easier to pay off. Did you know that having
no balance at all is more harmful for your credit than a huge
balance? Now you know!
Related
Source: Disregard
The Following Myths The Next Time You Hear Them
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